Wealth Happens One Day at a Time电子书

Cover

Title Page

CONTENTS

INTRODUCTION

ONE WEALTH CONSCIOUSNESS

INTRODUCTION

Day 1 MONEY IS … WHAT?

Day 2 FOCUS ON THE INVISIBLES

Day 3 MONEY AND YOU

Day 4 ATTITUDE ADJUSTMENT

Day 5 MONEY AND VALUES

Day 6 GETTING STARTED

Day 7 GETTING PAST THE FEAR

Day 8 MONEY MESSAGES

Day 9 BELIEFS BECOME BEHAVIOR

Day 10 EXCUSES, FEARS, AND WORRY

Day 11 THE ROAD TO WEALTH IS PAVED WITH KNOWLEDGE

Day 12 MONEY AND EMOTIONS

Day 13 WATCH YOURSELF

Day 14 SPIRITUAL MATERIALISM

Day 15 WORRY, WONDER, OR PLAN?

Day 16 FIND THE TIME!

Day 17 CREATING MORE MONEY IN YOUR LIFE

Day 18 “TO HAVE SOMETHING”

Day 19 PRIORITIES

Day 20 “POOR ME”

Day 21 MONEY IS A LIFETIME ISSUE

Day 22 REVIEW AND REASSESS

Day 23 VISION

Day 24 CHANGE YOUR THOUGHTS AND CHANGE YOUR WEALTH

Day 25 PUT IT ON PAPER

Day 26 FEARING PROSPERITY

Day 27 A PUBLIC EDUCATION

Day 28 CARNEGIE’S ZEAL

Day 29 REALITY CHECK!

Day 30 FINANCIAL STEWARDSHIP

Day 31 THE “LUCK” MYTH

Day 32 THE INFORMATION GOLD MINE

Day 33 THE MATH HANG-UP

Day 34 50 CENTS A DAY

Day 35 GIVING BACK THE GIFT

Day 36 LIGHTEN UP!

Day 37 TITHING

Day 38 MUTUAL MISERY INDEX

Day 39 CASH UNDER YOUR NOSE

Day 40 WHERE AM I?

Day 41 THE “MONEY” RULES

Day 42 WHAT SHOULD I DO WITH MY MONEY?

Day 43 WHAT’S ENOUGH?

Day 44 REVIEW AND REASSESS

Day 45 GOALS–DREAMS WITH DEADLINES

Day 46 “$2.74 A DAY”

Day 47 CREATE YOUR OWN DREAM

Day 48 “AFTER I PAY MY BILLS …”

Day 49 FLEXIBILITY

Day 50 HOW DO YOU KNOW IF YOU DON’T TRY?

Day 51 PLAN YOUR WORK AND WORK YOUR PLAN

Day 52 THE R&R OF MONEY

Day 53 MAGAZINES

Day 54 ENDLESS DECISIONS, ENDLESS CHOICES

Day 55 CHANGE YOUR GLASSES

Day 56 MARRIAGE AND MONEY

Day 57 REVIEW AND REASSESS

Day 58 ADULTS ONLY

Day 59 MONEY GAMES

Day 60 PERSONAL FINANCE COLUMNS

Day 61 INVEST IN YOURSELF!

Day 62 GROUND ZERO GOALS

Day 63 SOMEDAY …

Day 64 THE PAST IS OVER!

Day 65 CONGRATULATIONS, YOU’RE A MILLIONAIRE!

Day 66 THE RICH TEACHERS

Day 67 BLAMING SOMEONE ELSE

Day 68 NATIONAL NEWSPAPER RESOURCES

Day 69 REVIEW AND REASSESS

Day 70 SWIMMING AGAINST THE TIDE

Day 71 THE COMPANY YOU KEEP

Day 72 SET GOALS THAT SATISFY YOU!

Day 73 SHORTCUTS

Day 74 NAIC REGIONAL WORKSHOPS

Day 75 THE “MONEY” SHOW

Day 76 STUDYING MONEY

Day 77 RESISTANCE

Day 78 GIVE YOURSELF PERMISSION

Day 79 PRAYING FOR ABUNDANCE

Day 80 A PRIVATE PACT

Day 81 THE DEADLY SPIRAL

Day 82 COUNT YOUR BLESSINGS AND YOUR TAX BILL

Day 83 REVIEW AND REASSESS

TWO WEALTH FOUNDATION

INTRODUCTION

Day 84 BUDGET LAYOUT

Day 85 YOUR DAILY “BREAD”

Day 86 MILLIONAIRES’ HABITS

Day 87 WHERE AMERICANS SPEND

Day 88 MYSTERY MONEY

Day 89 SKINFLINT, CHEAPSKATE, TIGHTWAD?

Day 90

Day 91 OUTLOOK ALIGNMENT

Day 92 CONSISTENCY PAYS OFF

Day 93 PAY YOURSELF FIRST!

Day 94 YOU, INC.

Day 95

Day 96 REVIEW AND REASSESS

Day 97 NET.BANK.COM

Day 98 THE “B” WORD

Day 99 THE TRUTH ABOUT TAXES

Day 100 TAX HELP

Day 101 DO A CHARITY CHECKUP

Day 102 FIVE GUARANTEED WAYS TO SAVE MONEY

Day 103

Day 104

Day 105 THE HOLIDAY AMBUSH

Day 106 NEEDS VS. WANTS

Day 107 RULES FOR VISITING THE MALL

Day 108 INTERNATIONAL BUY NOTHING DAY

Day 109 CATALOG TEMPTATION

Day 110 TEN SMART WAYS TO HAVE A FUN DAY WITHOUT SPENDING MONEY

Day 111 FIVE STEPS TO BUYING A USED CAR

Day 112 REVIEW AND REASSESS

Day 113 WRITING LETTERS

Day 114 CARD BLOCKING

Day 115 AVOIDING A CREDIT CRISIS

Day 116 No money down.

Day 117 PEACE OF MIND

Day 118 GETTING CONTROL OF DEBT

Day 119 GROSS VS. NET INCOME

Day 120 DEBT REPAYMENT PLANS

Day 121 SHOPPING FOR DREAMS

Day 122 TROUBLE AHEAD

Day 123 THE TRUE COST OF CREDIT

Day 124 CREDIT AND DIVORCE

Day 125 HOW MANY CARDS DO YOU NEED?

Day 126 REVIEW AND REASSESS

Day 127 PRACTICING SAFE CREDIT

Day 128 “IT’S ONLY $5…”

Day 129 SAVINGS VS. DEBT PAYMENT

Day 130 CONQUERING THE STUDENT LOAN PAYMENT PLAN

Day 131 REWARD YOURSELF!!!

Day 132 “CHRISTMAS IN JULY”

Day 133 ANNUAL BARGAIN CALENDAR

Day 134 CLOTHING CONSIGNMENT SHOPS

Day 135

Day 136

Day 137 STINGY MISERS

Day 138 THE COST OF BANKING

Day 139

Day 140 REVIEW AND REASSESS

Day 141 CARD SHOPPING

Day 142 PRIME RATE

Day 143

Day 144 YOUR FINANCIAL BILL OF RIGHTS

Day 145 YOUR HOUSE, THE VISA CARD

Day 146 FREE ALTERATIONS

Day 147 EASY SAVINGS

Day 148 MAKE THE EFFORT!

Day 149 THE TELEPHONE

Day 150 YOUR FINANCIAL REPORT CARD

Day 151 DEBT DENIAL

Day 152 DEBT IS A FOUR LETTER WORD!

Day 153 WRITING YOUR CREDITORS

Day 154 REVIEW AND REASSESS

Day 155 SOLVING MONEY PROBLEMS

Day 156 STARTING OVER

Day 157 BANKRUPTCY

Day 158 DILIGENCE

Day 159 SLOW AND STEADY WINS THE RACE

Day 160 YOU DO NEED CREDIT

Day 161 COLLATERAL

Day 162 GETTING CREDIT

Day 163 THE REAL ENEMY

Day 164 DEBIT CARDS

Day 165 WHAT’S YOUR SCORE?

Day 166 TAKING INVENTORY

Day 167 GETTING IN TOO DEEP

Day 168 REVIEW AND REASSESS

Day 169 GETTING DEBT-FREE

Day 170 THE OVERSPENDING DISEASE

Day 171 I CAN’T AFFORD IT!

Day 172 PLASTIC SURGERY

Day 173 THE “KOOL-AID” CURE

Day 174 GOING BROKE

Day 175 EARN MORE, SPEND MORE

Day 176 PULITZER’S DREAM

Day 177 ROLE MODELS

Day 178 INSPIRATIONAL MOMENTS

Day 179 DEALING WITH DEBT

Day 180 PENNY POWER

Day 181

Day 182 REVIEW AND REASSESS

Day 183

Day 184

Day 185

Day 186 A MIND FOR THRIFT

Day 187 FOUND MONEY!

Day 188 REVIEW AND REASSESS

THREE WEALTH CREATION

INTRODUCTION

Day 189 PREPARE FOR THE UNEXPECTED

Day 190 PURPOSE AND CLARITY

Day 191 WHERE TO START SAVING?

Day 192 CONSISTENCY PAYS OFF

Day 193 FREE LITERATURE

Day 194 AGE IS NO EXCUSE

Day 195 SAVINGS SCHEDULE

Day 196 CDS

Day 197 REVIEW AND REASSESS

Day 198 STASHING CASH

Day 199 TOP MONEY FUNDS

Day 200 PAINLESS SAVING

Day 201 THE INVISIBLE MONSTER

Day 202 WHY INVEST?

Day 203 THE RULE OF 72

Day 204 THE LANGUAGE OF INVESTING

Day 205 “JUST THE FACTS, MA’AM”

Day 206 FIVE MISTAKES TO AVOID IN THE INVESTMENT GAME

Day 207 THE HIGH COST OF DOING NOTHING

Day 208 GET RID OF THE “YEAH... BUT”

Day 209 YOUR INVESTMENT PLAN

Day 210 DIVERSIFICATION

Day 211 REVIEW AND REASSESS

Day 212 BONDS

Day 213 A SINKING FUND

Day 214 THE NEW I BONDS

Day 215 ASSET ALLOCATION

Day 216 WHAT IS A MUTUAL FUND?

Day 217 TEN MOST SUCCESSFUL NO-LOAD MUTUAL FUND FAMILIES

Day 218 READING THE PROSPECTUS

Day 219 MUTUAL FUND TERMS

Day 220 THE FUND MANAGER

Day 221 THE $5000 PORTFOLIO

Day 222 GROWTH WITH CAUTION

Day 223 READY MONEY

Day 224 COLLEGE GOALS

Day 225 THE INVESTMENT CRUISE

Day 226 REVIEW AND REASSESS

Day 227 START SMALL

Day 228 INVEST WHERE YOU SPEND

Day 229 ONE COKE/SHARE AT A TIME

Day 230 GET RICH THE SLOW WAY

Day 231 DRIPS

Day 232 STOCK PICKING LITERATURE

Day 233 DRIP PERKS

Day 234 “THE TEDDY BEAR LADY”

Day 235 PLAYING THE MARKET

Day 236 INDIVIDUAL STOCKS VS. FUNDS

Day 237 REVIEW AND REASSESS

Day 238 YOUR RISK PROFILE

Day 239 MARKET TIMING

Day 240 REVIEW AND REASSESS

Day 241 MONEY WORKS

Day 242 MARKET YARDSTICKS

Day 243 SCAMS, SCHEMES, AND SWINDLES

Day 244

Day 245 SAFETY AND SECURITY

Day 246 GIVING IT TIME

Day 247 ABSOLUTE SAFETY

Day 248 MODERATE SAFETY

Day 249 TAX-BASED INVESTING

Day 250 CONSERVATIVES GO FOR THE DULL

Day 251 PEAKS AND VALLEYS

Day 252 USING A STOCK BROKER

Day 253 REVIEW AND REASSESS

Day 254 INVESTING WITH PATIENCE AND FRIENDSHIP

Day 255 COLLECTIVE PROSPERITY

Day 256 GOING FOR VALUE

Day 257 “NO REGRETS” INVESTING

Day 258

Day 259 BECOME AN INDIVIDUAL INVESTOR

Day 260 DIRECT STOCK PURCHASE PLANS

Day 261 INVESTING WITHOUT SIN

Day 262 INVEST WHERE YOU EAT!

Day 263 PENNY STOCKS AND IPOS

Day 264 WHY $10,000?

Day 265 CONSIDER THE SOURCE

Day 266 WHAT EXACTLY IS THE “DOW”?

Day 267 A CORE PORTFOLIO OF STOCKS

Day 268 INVESTING FOR GROWTH AND INCOME

Day 269 REVIEW AND REASSESS

Day 270

Day 271 GETTING INVESTMENT PRACTICE

Day 272 GOING INTERNATIONAL

Day 273 ADRS–AMERICAN DEPOSITARY RECEIPTS

Day 274 THE WALL STREET “ZOO”

Day 275 GOLD!

Day 276 HETTY GREEN

Day 277 STOCK SPLITS

Day 278 TAX PLANNING

Day 279 MANAGING A WINDFALL

Day 280 ANALYSIS PARALYSIS

Day 281 REAL ESTATE INVESTING—WITHOUT BEING A LANDLORD

Day 282 PLANNING FOR THE FUTURE

Day 283 REVIEW AND REASSESS

Day 284 GETTING SHELTER

Day 285 HOME-BUYERS SCHOOL

Day 286 ACORN’S SCHOOL

Day 287 YOUR HOME-BUYING TEAM

Day 288 DOING AN “FSBO”

Day 289 THE MORTGAGE MAZE

Day 290 “HOW MUCH HOUSE CAN I AFFORD?”

Day 291 PRE QUALIFYING

Day 292 DOWN PAYMENT

Day 293 RELOCATING

Day 294

Day 295 CLOSING COSTS

Day 296 BUYING FORECLOSURES

Day 297 HOME IMPROVEMENTS

Day 298

Day 299 MOVING DAY!

Day 300 PAYING OFF THE MORTGAGE

Day 301 REFINANCING–YES OR NO?

FOUR WEALTH PROTECTION

INTRODUCTION

Day 302 GETTING THE FACTS

Day 303 FINANCIAL PEACE OF MIND

Day 304 THE GREAT DEBATE–WHOLE LIFE OR TERM?

Day 305 JUNK INSURANCE

Day 306 SHOPPING AROUND FOR LIFE INSURANCE

Day 307 YOUR INSURANCE COMPANY’S HEALTH

Day 308 HONEST ANSWERS ABOUT BUYING INSURANCE

Day 309 HOW MUCH LIFE INSURANCE DO YOU NEED?

Day 310 THE “SINGLE” FOCUS

Day 311 GUARANTEED SAVINGS ON YOUR HEALTH EXPENSES

Day 312 PROPERTY INSURANCE

Day 313 TEN WAYS TO SAVE ON HOME OWNERS INSURANCE

Day 314 SHOPPING FOR CAR INSURANCE

Day 315 CUT THE COST OF COLLISION AND COMPREHENSIVE INSURANCE

Day 316

Day 317 “AM I COVERED?”

Day 318 CREATING EVIDENCE

Day 319 REVIEW AND REASSESS

Day 320 RENTER S PROTECTION

Day 321 THE HOME OFFICE

Day 322

Day 323 STATE INSURANCE POOLS

Day 324 SPECIAL RIDERS

Day 325 “NOTHING PERSONAL, BUT YOU’RE BEING SUED”

FIVE WEALTH PRESERVATION

INTRODUCTION

Day 326 JAMES CHATMAN

Day 327 RETIREMENT MYTHS

Day 328 SACRIFICE NOW OR SUFFER LATER

Day 328 START EARLY—QUIT EARLY

Day 329 READING THE FINE PRINT–AGAIN!!!

Day 330 RETIRE A MILLIONAIRE!

Day 331 REVERSE MORTGAGES

Day 332 SOCIAL SECURITY

Day 333 HOW MUCH DO YOU NEED?

Day 334 ENDURANCE

Day 335 BORROWING FROM YOUR 401(K) PLAN

Day 336 REVIEW AND REASSESS

Day 337 AARP

Day 338 SOCIAL SECURITY RETIREMENT AGE LIST

Day 339 PENSION PROTECTION

Day 340 EXTRA RETIREMENT SAVINGS

Day 341 ROTH IRAS

Day 342 ROLLOVERS AND DISTRIBUTIONS

Day 343 MONEY MILESTONES

Day 344 NEW RETIREMENT LIFESTYLES

Day 345 THE MEDICARE MAZE

Day 346 SELF-EMPLOYMENT BENEFITS

Day 347 COBRA

Day 348 LUMP SUM OR MONTHLY PAYOUT

Day 349 CONTEMPLATION OF MORTALITY

Day 350 PLANNING THE END OF YOUR LIFE

Day 351 LIFE’S PAPER TRAIL

Day 352 SAFE DEPOSIT BOXES

Day 353 FINDING ESTATE PLANNING ADVISORS

Day 354 PEACEFUL RESOLUTION

Day 355 LIVING WILLS

Day 356 GIVING AWAY YOUR POWER

Day 357 PREPLANNING FUNERALS

Day 358 HEALTH MATTERS

Day 359 ELDER CARE COUNSELING

Day 360 LONG-TERM CARE INSURANCE

Day 361 CHOOSING AN EXECUTOR

Day 362 EASY WAYS TO AVOID PROBATE

Day 363 JULIUS ROSENWALD

Day 364 LIVING TRUSTS

Day 365 TESTAMENTARY TRUSTS

INDEX

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